To some degree, it's human nature to get the most you can for the least (or none) amount of work/money/effort as possible. However, I would like to think most of the people on here are basically honest individuals and realize that when a company is scammed, they eventually end up passing the burden on the rest of the customers in the form of increasing costs. Like MBT pointed out, it makes it really hard for people with legitimate claims to get real problems taken care of. Insurance companies too pass on the financial burden to other customers in the form of increased premiums.
@MTBikerTim: I'm glad you said that, because I was just about to go take a shower with my phone.
