Quote:
Originally Posted by MTBikerTim
I honestly didn't put much thought into increasing credit rating. Thinking about the credit rating thing I think I am with linc. Stuff it.
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Good luck with that. Paying cash for big ticket items isn't always possible, especially when it comes to a house. Most folks looking to buy a home don't have $100's of thousands available to buy outright. For probably 99.9% of people, no credit = no house.