Hay Satan..
Yeah I know more than I need to know


. I've been married 18+ years, (yes it still sucks

) boy is 12, girl is 9,(their my life) I'm 41..
So for what it's worth you’re just getting started

... AAAHHHh Youth..

Better you than me LOL.LOL.LOL..
Good luck with that one (new dad) HHHhaaa HHHhaaa HHHaaa
(SUCKER!). 
.
P.S.
I'm glad the information helped, but yes your right now you have much more important things to do with your money..

Best of luck to you and your new family..