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Originally Posted by suicideneil
Arent alot of the lawsuits brought because the companies refuse to pay out though, claiming that the customer who has often paid for years & $$$$ over that period isnt covered for some specific diseases, but they arent told this (fine print) until they try to make a claim (alot like travel insurance and private health care in the UK- certain rare illnesses and conditions arent covered, rather conveniently saving the insurance firm alot of money since they dont have to pay out)?
Seems to be a common theme covered in alot movies over the past few years...
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Well, on one hand you are correct. People do end up having to take thier insurance companies to court to get payment on their bills at times. Yes, there have been many movies and books on this.
But what I was referring to was malpractice lawsuits. From what I've been able to tell, malpractice insurance has gotten so costly, that its one of the main drivers on the cost you and I see when going to the Dr.
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Originally Posted by jayjay283
Ill keep this simple 3rd grader, because thats what I am... 1st Nancy Pelosi is killing us. If we dont riot we will die (so to speak).. I don't understand why people say "I was denied a surgery" ..I don't have health insurance and got my gall bladder out. Cost $65,000 I dont have $200 right now but they did it. They werent going to let me die. You just have to go to the hospital and they fix you, ask for money later. I lived in England, that medicine system was nice, you need glasses, free, free eye exam, free glasses free shots from doctors etc..like Neil said, you want your own physician in a top roof apartment, you pay. I Just don't get where people say they are denied medical help here in America. I never have been and I have no insurance and im not on medicaid or medicare or anything, straight up insuranceless.
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I dont believe anyone is saying they are denied medical help - they are denied insurance coverage for a lot of medical help. Also, you cant just go to any hospital to get that kind of care you are referring to - you need one that is county or state funded, otherwise they will get you stable and send you to the one that takes "freeloaders" (so to speak). So who's going to pay the cost of fixin' you if you have to have some sort of major surgery 'cause a lipo blew up while you were holding it in your teeth?