Paypal is pissing me off...

Sorry if this seems like a rant, but I am totally PO'd at Paypal right now. A little over a month ago, I opened up a Paypal account, and sold some things on eBay, all was well, I made about $175 and it went right into my Paypal account. So with this new money, I go to buy something on eBay, and Paypal decides to limit my account access so that I couldn't send money (that I already had). So I e-mail them and ask them why, their response is that they noticed some suspicious activity on a credit card linked to my account, yet I didn't have any credit cards linked to my account at that time.
So I decide to add a credit card and my bank account to "Verify" my account to lift the limitation so that I could use my money, and actually buy things. The credit card went in fine, but when it came to the bank account, Paypal stated that my bank (Bank of America) rejected the random deposits that Paypal sent. I tried both the regular routing number, and the direct deposit routing number, and no go on either of them. I sent an e-mail to both my bank and Paypal to see if there is any way to fix this mess, and I'm waiting on their responses. It really just makes me mad that I can't spend my own money that is pretty much frozen in my Paypal account for no fair reason. Does anyone have any suggestions of what I can do? I'm new to much of this stuff.
Thanks

[What's_nitro?]

Have you thought of going to a different bank? Maybe BOA has a minimum deposit amount. The deposits are something like $0.03 and $0.02. If they have a minimum of say $1.00, which would be reasonable, then they won't go through. IDK, maybe they can override it for a day so that the PP deposits can get in there.

I guess I could go to a different bank, but it is a bit of a pain to do all of that when it should just work.
I'll just wait and see what BoA's response is. If they can't do anything, going to a different bank may be the only other way...

I really doubt you're the 1st one who has run into this at BoA. I hope they will allow it so you can get at your money, hard to believe they have to approve/handle each transaction like this. I had no probs with Chase doing the same thing you're doing, everything went thru 1st time.

I never let money sit in pp - I always keep balance zero'ed - lot less probs that way. I know you're trying to get there - good luck, hope it works out.

[sikeston34m]

[QUOTE=E-Traxxer;196520]Sorry if this seems like a rant, but I am totally PO'd at Paypal right now. A little over a month ago, I opened up a Paypal account, and sold some things on eBay, all was well, I made about $175 and it went right into my Paypal account. So with this new money, I go to buy something on eBay, and Paypal decides to limit my account access so that I couldn't send money (that I already had). So I e-mail them and ask them why, their response is that they noticed some suspicious activity on a credit card linked to my account, yet I didn't have any credit cards linked to my account at that time. "

Were you notified of "suspicious activity" by email? Did you click on a link in that email that took you to a website to "verify" your account information?

If the answer to these questions is yes, then you've been had. You've been tricked.

Hackers send Phishing emails to account holders all the time trying to get their account information. (Password) Links in these emails take you to a website that appears exactly like the source, but it's not. They use the same html code to build it, so it's a clone.

This is how identity theft occurs.

NEVER click on a link in ANY email appearing to be from ANY online entity. If you receive an email and are in doubt. Open your browser, go to that website, log in and check it out. MOST of the time, it's an attempt to get your password/information.

Even after you secure your account again, once they have your information, they can aquire new credit cards in your name then go on a shopping spree. These charges will be on you and will be a tangled mess to get lined out.

If you feel like this is what happened to you. Contact Paypal and change your password! You will also need to put a fraud alert on your Credit Report. This will make them notify you requesting permission before any new credit accounts are opened in your name.

I hope I'm wrong, but if this is what happened, then you need to get busy quickly and put a stop to it now.

Good Luck!

[suicideneil]

Instead of clicking on the link that appears in these fake emails, just 'mouse-over' it, and look at the address in the status bar at the bottom of the screen. It will be some random address or close copy of the real paypal/ebay website, but is clearly a fake address designed to steal your details.

Once bitten, twice shy....

[TexasSP]

Dang neil, now you got that crappy 80's song stuck in my head.........

[ClodMaxx]

you can log into paypal and request a debit card that is from them, and linked to your account. then you use it like you would a normal debit card linked to a bank account.

whenever i sell anything, or receive any money, i go straight to a credit union ATM (so there are no ATM fees) and take the money out as cash. the few odd dollars over the even amount that i can't get at from an ATM get transferred to my bank account.

[BrianG]

Originally Posted by suicideneil

Instead of clicking on the link that appears in these fake emails, just 'mouse-over' it, and look at the address in the status bar at the bottom of the screen. It will be some random address or close copy of the real paypal/ebay website, but is clearly a fake address designed to steal your details.

Once bitten, twice shy....

yeah, you gotta be careful about that. Sometimes, they use subdomains to try to trick people. Something like http://www.paypal.com (look in the status bar).

Just make it a policy to NEVER open a link from an email. Not only could it be a phishing attempt, but the link could have some type of id embedded in it and when you click the link, you are telling a spammer that the email address they sent to is valid.

Always open a fresh browser window and enter the site manually. If entering sensitive data (user/passwords) make sure the site is secure. Look for the "s" in "https://www.blahblah...." and/or some little padlock icon, depending on what browser you use.

[TDC57]

This has happened to me once; I notified PayPal / sent them the information and never had any issues with it again. I am always extremely careful when I log into Pay-pal, that it is actually PayPal.

These guys are real good, but as long as your handle yourself in a slow methodical manner you should be fine..

[kyosho501x]

i had the same problem and i was buying a tamiya 501x! for $375 with tons of tires upgrades and spares

Dang neil, now you got that crappy 80's song stuck in my head.........

Greatwhite....I was thinking of the same thing

[jayjay283]

You can open up a Washington Mutual account (wamu) over the net with your B of A debit card in 20 minutes and be rolling on paypal. Thats the route I chose..then the wife knows not where the funds travelled.

great white.. I was actually there when they filmed that video, them messing around in a long beach bar that was still being built with that HOT girl..didnt call them great white cuz of the shark

Originally Posted by sikeston34m

Were you notified of "suspicious activity" by email? Did you click on a link in that email that took you to a website to "verify" your account information?

If the answer to these questions is yes, then you've been had. You've been tricked.

Hackers send Phishing emails to account holders all the time trying to get their account information. (Password) Links in these emails take you to a website that appears exactly like the source, but it's not. They use the same html code to build it, so it's a clone.

This is how identity theft occurs.

NEVER click on a link in ANY email appearing to be from ANY online entity. If you receive an email and are in doubt. Open your browser, go to that website, log in and check it out. MOST of the time, it's an attempt to get your password/information.

Even after you secure your account again, once they have your information, they can aquire new credit cards in your name then go on a shopping spree. These charges will be on you and will be a tangled mess to get lined out.

If you feel like this is what happened to you. Contact Paypal and change your password! You will also need to put a fraud alert on your Credit Report. This will make them notify you requesting permission before any new credit accounts are opened in your name.

I hope I'm wrong, but if this is what happened, then you need to get busy quickly and put a stop to it now.

Good Luck!

No I didn't do anything like that. I never click links in any e-mails, especially something that would require me to input my password.

Originally Posted by jayjay283

You can open up a Washington Mutual account (wamu) over the net with your B of A debit card in 20 minutes and be rolling on paypal. Thats the route I chose..then the wife knows not where the funds travelled.

great white.. I was actually there when they filmed that video, them messing around in a long beach bar that was still being built with that HOT girl..didnt call them great white cuz of the shark

That's the route I am going to have to go now. Paypal blocked my checking account with BoA now anyhow, because of the deposit rejections. Hopefully I will have no problems with WaMu.
Thanks everyone for your help.