Time to pay for the baby ...

[kulangflow]

Howdy all,

As many of you know, we just had a new baby in June. Well, the deductible for said baby is $7000. (Why do I even bother paying $400/month for insurance? - separate issue.)

I've decided I need to have a massive R/C sale to help pay down that huge cost. This won't count as the official for sale thread yet because I still need to clean, take pictures, etc, but I figured I'd give you a quick heads up on what's coming.

-1/8 Kyosho Kanai III (brushless)
-E-Revo (brushless w/ Tekno Neu 1515 1y)
-E-Revo VXL (brushless)
-Vendetta ST (brushless)
-RC18b (roller)
-Micro RS4 (brushed)
-Micro DT (stock-brushed)
-Kyosho Blizzard (brushless)
-1/6 Nylint Crawler (stock)
-Losi Comp Crawler (with electronics)
-A few AirHogs items
-DX3R
-Several Tx
-Tons of lipos
-Creative VadoHD video camera

While it pains me to sell those things, I'll be keeping my bl-CRT.5, Blade MCX, and Losi MRC, so I won't be without.

Anyway, keep an eye out for the for sale threads upcoming.

Thanks,

Brian

[BrianG]

Holy crap! With a bill like that, I would definitely return the "product" for a refund!

[A RC Dude]

[nitrostarter]

Those "receipts" are no refund items...

[magman]

Holy crap that is one large deductible! When my daughter was born, my wife was in the hospital an extra week w/a broken pelvis. If we had to pay the tab for the birth and stay it would've been over $ 20K


Best of luck w/your sale!

[mini_t racer]

this makes me glad i live in the uk as we never get bills like that for hospital treatment or i would be in dept up to my eye balls with the operation iv had to have for motor bike accidents

[suicideneil]

And how much stuff is the ball & chain selling to help cover the cost too?



Best of luck with the sale.

[magman]

Originally Posted by suicideneil

And how much stuff is the ball & chain selling to help cover the cost too?

In most households...that wouldn't happen

[jayjay283]

Originally Posted by suicideneil

And how much stuff is the ball & chain selling to help cover the cost too?.

lol as if... then when they are delivering they look at you and scream "this is all YOUR fault " ... Tell the baby its gotta stay in the womb till Obama socializes our medical care. "Its warm where you are, free food, no bills or homework, stay as long as you can"

[Finnster]

OMG that's terrible insurance.

[crazyjr]

Not to pry, but, how much is the insurance covering?, If less than half, I say drop coverage and bank the money for doctors. If it doesn't cover for a major (operations, delivery, ect) what good is it for minor stuff(doctor visits)? I feel for you and hope things are good with the baby

[kulangflow]

Originally Posted by suicideneil

And how much stuff is the ball & chain selling to help cover the cost too?



Best of luck with the sale.

Actually my wife is really good about not spending money. I'm the frivolous spender in our family (only on R/C). I have to force her to spend money on clothes and what-not.

Originally Posted by crazyjr

Not to pry, but, how much is the insurance covering?, If less than half, I say drop coverage and bank the money for doctors. If it doesn't cover for a major (operations, delivery, ect) what good is it for minor stuff(doctor visits)? I feel for you and hope things are good with the baby

The insurance is decent for everything other than pregnancy. Families in Utah tend to have more children than other places due to the population being roughly 50% Mormon. Insurance companies basically decided to take advantage of that.

The average Mormon family a generation ago was pretty large, but it's not so much anymore. For example, I have 7 brothers and 2 sisters from the same parents (10 kids including me), but my siblings and I are all having small families. I'm capping it at 3 kids myself. (for the record, Mormons are not polygamists, so please don't confuse us with those guys )

My company is based in California, but I work "virtual office" from home. They don't have group policies for Utah, so I have to pay for it all as if my company didn't even offer insurance. They do offer a PPO, but it's $700/mo with large deductibles for everything which would turn out even worse in the long run. Bleh.

Since we're not having any more kids, our insurance should be sufficient from here on out.

[rabosi]

$7000 just for the deductible!! It's crazy what they charge for a delivery, a thing that was done at home for minimal cost a little while back. You're proof of why something has to be done to reign in cost. Good luck with the sale.

[Bondonutz]

Brian,
Insurance Co's suck, Sorry to hear your unloading some of your fleet.

Lets see the new baby ?

[suicideneil]

Originally Posted by Bondonutz

Brian,
Insurance Co's suck, Sorry to hear your unloading some of your fleet.

Lets see the new baby ?

http://www.rc-monster.com/forum/showthread.php?t=21487