How do you guys do this?

[JThiessen]

Trying to "keep up with the Jones's" will get you in financial trouble real quick. As stated before, a good job over time will give you financial stability. Be diligent in paying off the bills rather than going for the latest new toy on credit will pay off in the long run. Establish a budget, and always make sure there is just a little for "fun", but stick to it. DO NOT use credit. You loose more money on credit than you would gain by putting that same amount in savings and letting it grow.
Ten years ago after my divorce, I could barely afford 1.50 one night a week for a Burger king Cheese burger, and 10 bucks to go out and have a couple beers. Patience.....its hard to do, but it does pay off......