treasurydirect.com questions

[bl-is-future]

MOST IMPORTANT RULE:
if the web address doesn't start with https (the s being the important part) it is not a secure site. Never type any information in unless you see the https. Even if the website says secure or your browser says it is always good to check for the https.

i did go to www.treasurydirect.com and it took me to https://www.auctions.zionsdirect.com/ which is a secure site but i have never heard nor known anyone that has heard of them. I would research it more to make sure it is safe. the site is secure so a hacker cant take your money when it is being sent but doesn't mean the site cant take it once they have it. Not saying this site will because like i said i have never heard of them. Just saying make sure you look into it, thats all.

Why government bonds or T-bills?
If it is patriotic thing, go for it, otherwise I don't find bonds to be much of investing (low return for anything quazi safe). Additionally you are locked into a set term (which might not be a problem.)
You might be able to get a good deal via an auction process, but I would suggest a CD from a local (or online bank) or an online savings account.
Currently I have an online savings account that yields 3.05% APY through HSBC.com I know etrade and WaMu and emigrants bank (as well as others) have the same thing. If you acutally want to invest (in my definition investing requires non FDIC insured account but better returns) look into mutual funds. I know there are a few out there with only like 1000 minimum balance, but don't go to risky, just an index fund or blended fund should do (S&P has averaged 9% per year sense that index was created), and sense the market is sorta low now would be a good time to get in as prices are cheaper.
Edit: A reason to invest in a fund, not a stock in the begining: I have a friend who bought $900 of stock in a corporate security company, last year stock was worth $2800 (after only 2-3years of holding onto it). Right now it is worth around $800 because that company lost a huge contract to a rival. In a mutual fund with a mix of companies you can filter that companies loss with someone elses gain to be more stable.

[JThiessen]

At your age, you definitley want to go with long term low risk "Funds". You have to have patience.....hard to do when investing in your future at such a young age. DO NOT ever, ever fall for the "inside" info, gonna make a bundle line......no matter how trustworthy the source. Roth IRA's are also a good investment, but you need to have an intial amount to invest. You may also, at some point want to consider something that you can draw out of tax free to fund your childrens education if you choose to do so.