how do credit cards work?

Originally Posted by t-maxxracer32

that may be true.

the way it they said was that whatever i put it reflects what the credit is.

so who knows...

does this mean i can spend 500 a month pretty much?

it means your balance cant exceed $500, within a year I would apply for another one (but when ever you apply for credit you get a ding on your credit report ) so you can free up that $500 in cash and close that account