how do credit cards work?

[t-maxxracer32]

oops.

ive applied for a bunch of cards... just for the fun of it.

when you apply places to see if you get the free 18 months no interest crap does that hurt it too?

done that a couple times.

Originally Posted by t-maxxracer32

oops.

ive applied for a bunch of cards... just for the fun of it.

when you apply places to see if you get the free 18 months no interest crap does that hurt it too?

done that a couple times.

since you dont have a credit rating yet I wouldnt be concerned

[pb4ugo]

Originally Posted by t-maxxracer32

oops.

ive applied for a bunch of cards... just for the fun of it.

when you apply places to see if you get the free 18 months no interest crap does that hurt it too?

done that a couple times.

Absolutely. In this instance it won't actually hurt your score since Fico hasn't given you one yet. Here it will show all the inquiries to potential creditors and raise red flags in their eyes.

How many times have you applied for credit, whether it be a card or financing special or whatever?