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Trade Amex Gift card for paypal?
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brushlessboy16
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Trade Amex Gift card for paypal? - 07.27.2009, 01:34 PM

Today i went out and purchased a 25$ American express prepaid gift card hoping to sync it up with my paypal and not have to go through the E check process (3-5 days). It will not let me and I need to make a purchase.

If anyone would be willing enough to swap out for me I would greatly appreciate it and can sens card number exp date etc ASAP


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brushlessboy16
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07.27.2009, 04:58 PM

anyone?


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E-Revonut
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07.27.2009, 05:05 PM

instead of using paypal pay for what you want to get directly through the merchant using the ammex card. You should consider getting a checking account with a debit card! because of your age it may need to be a joint accout with a parent but at least you wouldn't have this problem anymore


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brushlessboy16
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07.27.2009, 05:08 PM

Quote:
Originally Posted by E-Revonut View Post
instead of using paypal pay for what you want to get directly through the merchant using the ammex card. You should consider getting a checking account with a debit card! because of your age it may need to be a joint accout with a parent but at least you wouldn't have this problem anymore
You have a good point, but i cant buy used things of rc tech and such with a checking account.

thats why i need paypal money :)


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E-Revonut
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07.27.2009, 05:12 PM

If you have a checking account you can link it to your Paypal account! Therefor the money doesn't have to be in the paypal account, if it's in your bank account the transaction will go through


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brushlessboy16
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07.27.2009, 05:35 PM

Quote:
Originally Posted by E-Revonut View Post
If you have a checking account you can link it to your Paypal account! Therefor the money doesn't have to be in the paypal account, if it's in your bank account the transaction will go through
i have a savings account connected to it..

If anyone is willing to help buy may be skeptical Ill send the credit card number and security code so you can check the balance first...


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Bondonutz
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07.27.2009, 05:56 PM

Quote:
Originally Posted by E-Revonut View Post
If you have a checking account you can link it to your Paypal account! Therefor the money doesn't have to be in the paypal account, if it's in your bank account the transaction will go through
You may want to try that befor jumping through more hoops, it may work ???


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BrianG
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07.27.2009, 05:57 PM

Can't you just deposit the Amex gift card contents to your savings account?
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brushlessboy16
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07.27.2009, 05:59 PM

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Can't you just deposit the Amex gift card contents to your savings account?
i would have to cash the card.. nowhere to do that around here.

Dont know any way around it


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simplechamp
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07.30.2009, 07:03 PM

Quote:
Originally Posted by brushlessboy16 View Post
i have a savings account connected to it..
Why don't you just use the linked savings account as your funding source when buying with paypal? It will process as an instant ACH transfer, not an e-check.

That's how I pay for everything when using paypal, comes directly out of my savings account, which really should be called a spendings account the way I blow through my money. Almost makes it TOO easy to spend money though, 3 clicks of the mouse and I'm another $100 in the hole!

Last edited by simplechamp; 07.30.2009 at 07:09 PM.
   
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brushlessboy16
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07.30.2009, 07:14 PM

it will not do instant transfer. i tired. e checks still.


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simplechamp
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07.30.2009, 08:19 PM

That's weird that it won't instant transfer. Call up Paypal and ask them why it won't process as an ACH transfer
   
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eovnu87435ds
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08.02.2009, 10:04 PM

i believe it is because he does not have a credit card on file. I have a similar condition. joint savings account, linked with paypal, but... when I taught my parents about ebay, I put their credit card in my paypal account. now my order of payment methods is
1. paypal balance
2. bank acct
3. mom's CC

I believe paypal allows the instant transfer from the bank account, only because they know if they cannot withdrawal the funds from the bank account, they can charge the credit card. they cant instantly suck the money out because it sits as a pending transaction, and then they front the money to the seller.

of course I could be all wrong, but at least this theory makes sense to me


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Last edited by eovnu87435ds; 08.02.2009 at 10:07 PM.
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simplechamp
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08.02.2009, 10:44 PM

Aahhhh yep you are right.

Whenever I pay for something with Paypal there is a little * note that says "if bank account has insufficient funds we will charge the remaining balance to credit card #XXXXXXXX"

It's just Paypal making sure they don't get stiffed.
   
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08.02.2009, 10:55 PM

^x2 same for me. paypal balance, bank account, then credit card (which is my mom's and I'm 30!)

So, BB16- get one of you 'rents credit cards and put it into your paypal account, then you can instant pay from your savings account and won't have to do this again.

I will send you the amount via pay-pal if you send me the card, I'll just use it for gas, no sweat off my balls.

PM me if you still need to do that.....


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