Severe Flooding in MidWest

[BrianG]

Thanks. I think I'll be ok - it's the thousands who have lost everything that I feel for. Before things stabilized, I got a little "anxious" thinking that I was gonna lose everything too. It's a really crappy feeling knowing your livelihood is at stake and there's not a whole heck of a lot you can do about it except hope for the best. You feel angry and helpless, and it's not pleasant. I can only imagine what it's like for those who DID lose everything.

And even if you have flood insurance, it only covers sewage and basement drain backup. Insurance for "real" flooding is available ONLY through the government (FEMA), is $5,000 per year, and takes between 30-45 days to go into affect. You can imagine how many people have this. I talked to my insurance rep just to know my options (I'm basically SOL if things go downhill), and she said she's only helped process like 4 FEMA policies in 7 years. It's sad.