how do credit cards work?

[t-maxxracer32]

the thing about cosigning for a loan is you have to trust the person to pay it off. my dad helped me out with the tv and stuff i bought and im sure he will help me out if i end up buying a car any time soon.

i dont think it is a bad thing as long as you know you can do it. i have a great work ethic and know what my limits are.

i think that is what it comes down to. knowing what you can and cannot do with your money.