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But that project has taken on a bit more urgency as there is a small leak now when the toilet flushes (ewwww!). I assume this is caused by the uneven/warped floor affecting the seal.
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This is easily rectified with a thick wax ring. Then shimming the toilet so it will not move when you sit on it. Of course this is dependent on the toilet having a shutoff valve, that works, and your flange still being usable. Which will be the case most of the time. This would atleast allow you a little time to get the remodel planned correctly. Which is very important when down time is a factor.
Now, assuming that what you have is relatively simple. (Most houses with only 1 bathroom, are not mansions :D )
4k is quite high labor only. Unless your looking at some extensive tile work. But there are some things that will raise the price. What kind of plumbing do you currently have? Is it cast or pvc? Are your supply lines copper? Do you have tile? Is your current tub cast iron? Is access to the bathroom limited? ( I have had to remove siding and framing to replace tubs in the past) Are you going back with an insert? How much additional electrical are you adding ? Are you relocating your fixtures? Is your framing still in good shape? When was your house built? Are your current walls lathe and plaster?
If you have the worse case scenario, then perhaps it would get close to 4k. At best case, I would say I would bid at around half that.
BTW IMO A handyman should be used for just that, handyman stuff, replace a rotted board, fix your toilet, hang some shutters, ect . When your looking at gutting a bath you really need a Remodeler. I would look for someone who does it all themselves in-house, instead of subcontracting it out. This generally will save you serious money. Double check references, and ask to see pictures of previous work.
If I'm totally misjudging what you have, and it is a 10x 12 bath, with a whirlpool tub, seperate heated wall shower, with multible heads, double sinks, floor to ceiling marble, on a mud bed, with custom cabinets and trim. Well then the price would be much higher, but you could afford it :D